Contact Discreet Bankruptcy for Knowledgeable Representation

Discreet Bankruptcy, a service of the Frutkin Law Firm PLC, assists individuals and businesses throughout Maricopa County, Arizona in bankruptcy procedures. With offices in Phoenix, Chandler and Scottsdale, Discreet Bankruptcy is ideally situated to suit your needs.

To schedule an appointment with The Frutkin Law Firm 480-295-3470 or complete our convenient web contact form.

If I File for Bankruptcy will My House be Foreclosed?

July 24th, 2012

Bankruptcy and foreclosure are separate legal actions under Federal and Arizona law. You do not have to file bankruptcy if your home is foreclosed, and you will not be foreclosed just because you file for bankruptcy. It is possible to keep your home in Chapter 7 bankruptcy, Chapter 11 bankruptcy, and Chapter 13 bankruptcy. To
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Filing Individual Bankruptcy in Phoenix Arizona Without Your Spouse

July 10th, 2012

While it is possible to file for individual Chapter 7 bankruptcy in Phoenix, AZ, there are a number of factors to be considered before making that choice. For example, with Chapter 7 bankruptcy the household income of BOTH spouses is used to determine the Means Test (qualifications) for filing bankruptcy, even if you file separately.
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What is the Means Test for Bankruptcy in Phoenix Arizona?

July 5th, 2012

To file for consumer Chapter 7 bankruptcy in Arizona, there is a qualifying test known as a Means Test. It is a straight-forward determination of who qualifies for bankruptcy protection under the Chapter 7 bankruptcy statutes. Specifically, the Arizona Bankruptcy Code Means Test says: Section 707(b)(2) of the Bankruptcy Code applies a “means test” to
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HOA Dues and Bankruptcy in Phoenix Arizona

June 27th, 2012

One of the main reasons AZ residents file for bankruptcy is overwhelming debt that includes their home. Whether people are trying to get out from under mortgage liabilities through Chapter 7 bankruptcy or looking to save their home by filing a Chapter 13 bankruptcy payment plan, a home is a significant part of the decision
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Student Loans and Bankruptcy in Phoenix Arizona?

June 21st, 2012

The student loan debt crisis in the US has created an explosion of bankruptcy filings for students unable to repay the loan once they leave college. Filing for bankruptcy in AZ with student loans as all or part of the debt requires special consider buy cialis soft online ation. Student loans, either federal or private,
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The 341 Hearing for Bankruptcy in Phoenix, Arizona

June 14th, 2012

When filing for voluntary bankruptcy in AZ of any kind, including Chapter 7 bankruptcy, Chapter 11 bankruptcy, and Chapter 13 bankruptcy, a 341 Hearing is held. The 341 Meeting is also called a “Meeting of the Creditors,” and is named after the section of the bankruptcy code that mandates the meeting. Your bankruptcy attorney will
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