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	<description>Bankrupcty Information Center</description>
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		<title>What is Chapter 13 Bankruptcy in Arizona?</title>
		<link>http://www.discreetbk.com/what-is-chapter-13-bankruptcy-in-arizona/</link>
		<comments>http://www.discreetbk.com/what-is-chapter-13-bankruptcy-in-arizona/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 07:26:57 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Bankruptcy Blog]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy filing]]></category>
		<category><![CDATA[bankruptcy in arizona]]></category>
		<category><![CDATA[bankruptcy lawyers]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[chapter 13 bankruptcy in Arizona]]></category>
		<category><![CDATA[eliminate debt]]></category>
		<category><![CDATA[file for bankrupcty]]></category>
		<category><![CDATA[file for chapter 13 bankruptcy]]></category>
		<category><![CDATA[filing for chapter 13 bankruptcy]]></category>
		<category><![CDATA[Frutkin Law Firm]]></category>
		<category><![CDATA[Phoenix]]></category>
		<category><![CDATA[repay debt]]></category>
		<category><![CDATA[Scottsdale]]></category>

		<guid isPermaLink="false">http://www.discreetbk.com/?p=690</guid>
		<description><![CDATA[Of the two common types of bankruptcy in Arizona used by individuals, chapter 13 is broader and allows for more flexibility in retaining assets.  Because the goal of Chapter 13 bankruptcy is to repay debt – rather than eliminate debt &#8211; this bankruptcy filing allows for a greater range of debt to be included <br/><a href="http://www.discreetbk.com/what-is-chapter-13-bankruptcy-in-arizona/">Read More &#187;</a>]]></description>
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		<title>What is Chapter 7 Bankruptcy in Arizona?</title>
		<link>http://www.discreetbk.com/what-is-chapter-7-bankruptcy-in-arizona/</link>
		<comments>http://www.discreetbk.com/what-is-chapter-7-bankruptcy-in-arizona/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 08:19:09 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Bankruptcy Blog]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy filing]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[chapter 7 bankruptcy in Arizona]]></category>
		<category><![CDATA[child support debt]]></category>
		<category><![CDATA[eliminating debt]]></category>
		<category><![CDATA[file for bankrupcty]]></category>
		<category><![CDATA[file for bankruptcy in AZ]]></category>
		<category><![CDATA[fresh start]]></category>
		<category><![CDATA[Frutkin Law Firm]]></category>
		<category><![CDATA[liquidation bankruptcy]]></category>
		<category><![CDATA[Phoenix]]></category>
		<category><![CDATA[Scottsdale]]></category>
		<category><![CDATA[solution to serious debt problems]]></category>
		<category><![CDATA[tax debt]]></category>

		<guid isPermaLink="false">http://www.discreetbk.com/?p=685</guid>
		<description><![CDATA[Chapter 7 bankruptcy is the most common type of bankruptcy filed by individuals in Phoenix and Scottsdale, Arizona.  Known as the liquidation bankruptcy, chapter 7 bankruptcy allows an individual or couple to make a financial fresh start by discharging most of their debt – eliminating debt.  All non-exempt property will be sold and <br/><a href="http://www.discreetbk.com/what-is-chapter-7-bankruptcy-in-arizona/">Read More &#187;</a>]]></description>
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		<title>The Decision to File for Bankruptcy in Arizona</title>
		<link>http://www.discreetbk.com/the-decision-to-file-for-bankruptcy-in-arizona/</link>
		<comments>http://www.discreetbk.com/the-decision-to-file-for-bankruptcy-in-arizona/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 17:08:19 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Bankruptcy Blog]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
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		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[filing for bankruptcy]]></category>
		<category><![CDATA[filing for bankruptcy in Arizona]]></category>
		<category><![CDATA[Frutkin Law Firm]]></category>
		<category><![CDATA[Phoenix]]></category>
		<category><![CDATA[Scottsdale]]></category>
		<category><![CDATA[type of bankruptcy to file]]></category>
		<category><![CDATA[what to expect from bankruptcy in Arizona]]></category>

		<guid isPermaLink="false">http://www.discreetbk.com/?p=678</guid>
		<description><![CDATA[Filing for bankruptcy in Arizona is an emotionally difficult thing to do.  While there are an uncountable number of reasons why bankruptcy may occur, all of those reasons boil down to just three strong emotions:  shame, fear, and anger.  Throughout the process of bankruptcy filing you may experience any or all of <br/><a href="http://www.discreetbk.com/the-decision-to-file-for-bankruptcy-in-arizona/">Read More &#187;</a>]]></description>
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		<title>When is the Right Time to File for Bankruptcy?</title>
		<link>http://www.discreetbk.com/when-is-the-right-time-to-file-for-bankruptcy/</link>
		<comments>http://www.discreetbk.com/when-is-the-right-time-to-file-for-bankruptcy/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 07:23:11 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Bankruptcy Blog]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorneys]]></category>
		<category><![CDATA[bankruptcy discharge]]></category>
		<category><![CDATA[bankruptcy filing]]></category>
		<category><![CDATA[bankruptcy lawyers]]></category>
		<category><![CDATA[Chapter 11]]></category>
		<category><![CDATA[Chapter 13]]></category>
		<category><![CDATA[Chapter 7]]></category>
		<category><![CDATA[file for bankrupcty]]></category>
		<category><![CDATA[file for bankruptcy in Arizona]]></category>
		<category><![CDATA[Frutkin Law Firm]]></category>
		<category><![CDATA[hiring a bankruptcy lawyer]]></category>
		<category><![CDATA[overwhelming debt]]></category>
		<category><![CDATA[Phoenix]]></category>
		<category><![CDATA[right time to file for bankruptcy]]></category>
		<category><![CDATA[right timing for bankruptcy]]></category>
		<category><![CDATA[Scottsdale]]></category>
		<category><![CDATA[student loans]]></category>
		<category><![CDATA[timing of bankruptcy filing]]></category>

		<guid isPermaLink="false">http://www.discreetbk.com/?p=644</guid>
		<description><![CDATA[The answer to that question is as varied as the number of individuals and the wide range of reasons that people file for bankruptcy in the first place.  It helps to have professional guidance, and the bankruptcy lawyers at The Frutkin Law Firm, PLC, in Phoenix and Scottsdale, AZ, have decades of experience in <br/><a href="http://www.discreetbk.com/when-is-the-right-time-to-file-for-bankruptcy/">Read More &#187;</a>]]></description>
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		<title>Arizona Parents Faced with Student Loan Debts</title>
		<link>http://www.discreetbk.com/arizona-parents-faced-with-student-loan-debt/</link>
		<comments>http://www.discreetbk.com/arizona-parents-faced-with-student-loan-debt/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 16:45:04 +0000</pubDate>
		<dc:creator>carol</dc:creator>
				<category><![CDATA[Bankruptcy Blog]]></category>
		<category><![CDATA[Arizona]]></category>
		<category><![CDATA[AZ]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[co-signing a student loan]]></category>
		<category><![CDATA[college tuition]]></category>
		<category><![CDATA[discharge in bankruptcy]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[Jonathan Frutkin]]></category>
		<category><![CDATA[NACBA advocacy leader]]></category>
		<category><![CDATA[overwhelmed with debt]]></category>
		<category><![CDATA[significant student loan debt]]></category>
		<category><![CDATA[student loan debt]]></category>
		<category><![CDATA[student loan debt crisis]]></category>
		<category><![CDATA[student loan debts]]></category>

		<guid isPermaLink="false">http://www.discreetbk.com/?p=658</guid>
		<description><![CDATA[Jonathan Frutkin contributes to the on-going discussion of student loan debt and bankruptcy in this azcentral.com article, College Debt Costly for Parents 
As the economy becomes tougher, the cost of college tuition rises, and the promise of paying jobs after college drops dramatically, Arizona parents find that student loan debt is swamping their finances.  <br/><a href="http://www.discreetbk.com/arizona-parents-faced-with-student-loan-debt/">Read More &#187;</a>]]></description>
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